Practical guides for South African microlenders: compliance, collections, growth and what’s new in VulaCheck.
General · Featured
South African microlending is changing as borrowers expect faster service and regulators expect responsible lending.
VulaCheck Team · 5 May 2026 · 10 min read
General
The real challenge is not simply how to grow. The real challenge is how to grow without weakening the loan book.
5 May 2026 · 11 min read
Product
VulaCheck does more than read documents. It supports the full loan review process by organising applications, checking affordability, highlighting inconsistencies, and supporting decision records.
5 May 2026 · 9 min read
Product
Speed matters in microlending, but fast approvals without proper assessment can increase arrears and losses.
5 May 2026 · 9 min read
Product
VulaCheck is an intelligent loan management system built for South African microlenders. This blog explains how it helps lenders manage applications, review borrower documents, assess affordability.
5 May 2026 · 9 min read
Technology
Bank statement analysis improves credit decisions because it gives the lender a more realistic view of income, expenses, financial behaviour, and repayment risk.
5 May 2026 · 9 min read
Collections
In microlending, collections are the heartbeat of the business. The lender advances money today with the expectation that repayment will return on the agreed date.
5 May 2026 · 11 min read
NCR Compliance
Affordability assessment helps South African microlenders confirm whether a borrower can repay a loan without becoming financially distressed.
5 May 2026 · 10 min read
NCR Compliance
A practical NCR compliance checklist for South African microlenders covering registration, affordability assessment, loan agreements, record keeping, collections, reporting, and audit readiness.
5 May 2026 · 11 min read
Collections
Collections are one of the most important parts of running a sustainable lending business. A loan may look profitable when it is approved, but the real test comes on collection day.
15 April 2026 · 10 min read
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