Included in every plan
Lending
Take an application from anywhere — your branch, your website, WhatsApp or an agent in the field — check it, decide it, sign it on the borrower’s phone and pay it out.
How it works
What’s in Lending
Applications
Branch, online, WhatsApp and agent applications in one queue.
Borrowers
One record per borrower, with every loan and document.
Credit checks
Enquiries with credible credit bureaus, with limits on repeat pulls.
Affordability
Income, expenses and obligations — bureau and declared.
Signing
The agreement signed on the borrower’s phone with a one-time code.
Direct disbursement
Payouts to the borrower’s bank, with velocity limits and holds you release.
Works with the rest of VulaCheck
An approved loan flows into Recoveries when an instalment is missed, and every payout posts straight into Finance.
Explore other modules
Compliance and admin
NCR documents, SACRRA, audit log, staff and branches.